Privacy Policy
Loanz360. (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by Loanz360.
This Privacy Policy applies to our website, http://loanz360.com/, and its associated subdomains (collectively, our “Service”). By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.
For this Privacy Policy:
- Cookie: Small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, and remember information about you such as your language preference or login information.
- Company: When this policy mentions "Company," "we," "us," or "our," it refers to Loanz360, located Opp To Madhura Nagar Metro Station, Ameerpet, Hyd 73 that is responsible for your information under this Privacy Policy.
- Country: Where Loanz360 or the owners/founders of Loanz360 are based, in this case, is India.
- Customer: Refers to the company, organization, or person that signs up to use the Loanz360 Service to manage the relationships with your consumers or service users.
- Device: Any internet-connected device such as a phone, tablet, computer, or any other device that can be used to visit Loanz360 and use the services.
- IP address: Every device connected to the Internet is assigned a number known as an Internet protocol (IP) address. These numbers are usually assigned in geographic blocks. An IP address can often be used to identify the location from which a device is connecting to the Internet.
- Personnel: Refers to those individuals who are employed by Loanz360 or are under contract to perform a service on behalf of one of the parties.
- Personal Data: Any information that directly, indirectly, or in connection with other information - including a personal identification number – allows for the identification or identifiability of a natural person.
- Service: refers to the service provided by Loanz360 as described in the relative terms (if available) and on this platform.
- Third-party service: TPS (Third-Party Service) refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you.
- Website: Loanz360's site, which can be accessed via this URL: http://loanz360.com/.
- You: A person or entity that is registered with Loanz360 to use the Services.
In Short: We collect personal information that you provide to us.
We collect information from you when you visit our service, register, place an order, subscribe to our newsletter, respond to a survey, fill out a form, or otherwise when contacting us.
Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:
- Names
- Phone numbers
- Email addresses
- Current location
Sensitive Information. We do not process sensitive information.
All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.
In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and comply with the law. We may also process your information for other purposes with your consent.
Any of the information we collect from you may be used in one of the following ways:
- To deliver and facilitate the delivery of services to the user. We may process your information to provide you with the requested service.
- To respond to user inquiries/offer support to users. We may process your information to respond to your inquiries and solve any potential issues you might have with the requested service.
- To fulfill and manage your orders. We may process your information to fulfill and manage your orders, payments, returns, and exchanges made through the Services.
- To enable user-to-user communications. We may process your information if you choose to use any of our offerings that allow for communication with another user.
- To request feedback. We may process your information when necessary to request feedback and to contact you about your use of our Services.
- To send you marketing and promotional communications. We may process the personal information you send to us for our marketing purposes if this is in accordance with your marketing preferences. You can opt-out of our marketing emails at any time. For more information, see "WHAT ARE YOUR PRIVACY RIGHTS?" below).
- To post testimonials. We post testimonials on our Services that may contain personal information.
- To evaluate and improve our Services, products, marketing, and your experience. We may process your information when we believe it is necessary to identify usage trends, determine the effectiveness of our promotional campaigns, and evaluate and improve our Services, products, marketing, and your experience.
In Short: We may share information in specific situations described in this section and/or with the following third parties.
We receive some information from third parties when you contact us. For example, when you submit your email address to us to show interest in becoming our customer, we receive information from a third party that provides automated fraud detection services to us.
We may need to share your personal information in the following situations:
Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
Affiliates: We may disclose information (including personal information) about you to our Corporate Affiliates. For purposes of this Privacy Policy, "Corporate Affiliate" means any person or entity which directly or indirectly controls, is controlled by, or is under common control with us, whether by ownership or otherwise. Any information relating to you that we provide to our Corporate Affiliates will be treated by those Corporate Affiliates in accordance with the terms of this Privacy Policy.
Government or Law Enforcement: We may also disclose personal and non-personal information about you to the government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims, legal processes (including subpoenas), to protect our rights and interests or those of a third party, the safety of the public or any person, to prevent or stop any illegal, unethical, or legally actionable activity, or to otherwise comply with applicable court orders, laws, rules, and regulations.
Analytics: We may share portions of our log file data, including IP addresses, for analytics purposes with third parties such as web analytics partners, application developers, and ad networks.
THE INFORMATION COLLECTED BY LOG FILES INCLUDES INTERNET PROTOCOL (IP) ADDRESSES, BROWSER TYPE, INTERNET SERVICE PROVIDER (ISP), DATE AND TIME STAMP, REFERRING/EXIT PAGES, AND POSSIBLY THE NUMBER OF CLICKS. THESE ARE NOT LINKED TO ANY PERSONALLY IDENTIFIABLE INFORMATION. THE PURPOSE OF THE INFORMATION IS FOR ANALYZING TRENDS, ADMINISTERING THE SITE, TRACKING USERS' MOVEMENT ON THE WEBSITE, AND GATHERING DEMOGRAPHIC INFORMATION.
We will collect the personal information that you submit to us. We may also receive personal information about you from third parties as described above.
We are incorporated in India. Information collected via our website, through direct interactions with you, or from the use of our help services may be transferred from time to time to our offices or personnel, or to third parties, located throughout the world, and may be viewed and hosted anywhere in the world, including countries that may not have laws of general applicability regulating the use and transfer of such data. To the fullest extent allowed by applicable law, by using any of the above, you voluntarily consent to the trans-border transfer and hosting of such information.
We take precautions to protect the security of your information. We have physical, electronic, and managerial procedures to help safeguard, prevent unauthorized access, maintain data security, and correctly use your information.
However, neither people nor security systems are foolproof, including encryption systems. In addition, people can commit intentional crimes, make mistakes or fail to follow policies. Therefore, while we use reasonable efforts to protect your personal information, we cannot guarantee its absolute security. If applicable law imposes any non-disclaimable duty to protect your personal information, you agree that intentional misconduct will be the standard used to measure our compliance with that duty.
We may display, include or make available third-party content (including data, information, applications, and other products and services or provide links to third-party websites or services ("Third-Party Services").
You acknowledge and agree that we shall not be responsible for any Third-Party Services, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality, or any other aspect thereof. We do not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services.
Third-Party Services and links thereto are provided solely as a convenience to you and you access and use them entirely at your own risk and subject to such third parties terms and conditions.
We keep your information only so long as we need it to provide service to you and fulfill the purposes described in this policy. This is also the case for anyone that we share your information with and who carries out services on our behalf. When we no longer need to use your information and there is no need for us to keep it to comply with our legal or regulatory obligations, we'll either remove it from our systems or depersonalize it so that we can't identify you.
We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information. We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential. After a transaction, your private information (credit cards, social security numbers, financials, etc.) is never kept on file. We cannot, however, ensure or warrant the absolute security of any information you transmit to us or guarantee that your information on the Service may not be accessed, disclosed, altered, or destroyed by a breach of any of our physical, technical, or managerial safeguards.
We may be collecting and using information from you if you are from the European Economic Area (EEA), and in this section of our Privacy Policy, we are going to explain exactly how and why is this data collected, and how we maintain this data under protection from being replicated or used in the wrong way.
What is GDPR?
GDPR is an EU-wide privacy and data protection law that regulates how EU residents' data is protected by companies and enhances the control the EU residents have, over their personal data.
What Is Personal Data?
Any data that relates to an identifiable or identified individual. GDPR covers a broad spectrum of information that could be used on its own, or in combination with other pieces of information, to identify a person. Personal data extends beyond a person's name or email address. Some examples include financial information, political opinions, genetic data, biometric data, IP addresses, physical addresses, sexual orientation, and ethnicity.
The Data Protection Principles include requirements such as
- Personal data collected must be processed in a fair, legal, and transparent way and should only be used in a way that a person would reasonably expect.
- Personal data should only be collected to fulfill a specific purpose and it should only be used for that purpose. Organizations must specify why they need personal data when they collect it.
- Personal data should be held no longer than necessary to fulfill its purpose.
- People covered by the GDPR have the right to access their own personal data. They can also request a copy of their data, and that their data be updated, deleted, restricted, or moved to another organization.
Why Is GDPR Important?
GDPR adds some new requirements regarding how companies should protect individuals' personal data that they collect and process. It also raises the stakes for compliance by increasing enforcement and imposing greater fines for breaches. Beyond these facts, it's simply the right thing to do. At Help Scout we strongly believe that your data privacy is very important and we already have solid security and privacy practices in place that go beyond the requirements of this new regulation.
GDPR Data Protection Rights
THE GENERAL DATA PROTECTION REGULATION (GDPR) AND UK GDPR REQUIRE US TO EXPLAIN THE VALID LEGAL BASES WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION.
WE WOULD LIKE TO MAKE SURE YOU ARE FULLY AWARE OF ALL OF YOUR DATA PROTECTION RIGHTS. EVERY USER IS ENTITLED TO THE FOLLOWING:
THE RIGHT TO ACCESS – YOU HAVE THE RIGHT TO REQUEST COPIES OF YOUR PERSONAL DATA. WE MAY CHARGE YOU A SMALL FEE FOR THIS SERVICE.
THE RIGHT TO RECTIFICATION – YOU HAVE THE RIGHT TO REQUEST THAT WE CORRECT ANY INFORMATION YOU BELIEVE IS INACCURATE. YOU ALSO HAVE THE RIGHT TO REQUEST THAT WE COMPLETE THE INFORMATION YOU BELIEVE IS INCOMPLETE.
THE RIGHT TO ERASURE – YOU HAVE THE RIGHT TO REQUEST THAT WE ERASE YOUR PERSONAL DATA, UNDER CERTAIN CONDITIONS.
THE RIGHT TO RESTRICT PROCESSING – YOU HAVE THE RIGHT TO REQUEST THAT WE RESTRICT THE PROCESSING OF YOUR PERSONAL DATA, UNDER CERTAIN CONDITIONS.
THE RIGHT TO OBJECT TO PROCESSING – YOU HAVE THE RIGHT TO OBJECT TO OUR PROCESSING OF YOUR PERSONAL DATA, UNDER CERTAIN CONDITIONS.
THE RIGHT TO DATA PORTABILITY – YOU HAVE THE RIGHT TO REQUEST THAT WE TRANSFER THE DATA THAT WE HAVE COLLECTED TO ANOTHER ORGANIZATION, OR DIRECTLY TO YOU, UNDER CERTAIN CONDITIONS.
IF YOU MAKE A REQUEST, WE HAVE ONE MONTH TO RESPOND TO YOU. PLEASE CONTACT US IF YOU WOULD LIKE TO EXERCISE ANY OF THESE RIGHTS.
In Short: You may review, change, or terminate your account at any time.
The laws of India, excluding its conflicts of law rules, shall govern this Agreement and your use of our service. Your use of our service may also be subject to other local, state, national, or international laws.
“By using our service, registering an account, or making a purchase, you consent to this Privacy Policy”
Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below.
However, please note that this will not affect the lawfulness of the processing before its withdrawal, nor when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.
Opting out of marketing and promotional communications: You can unsubscribe from our marketing and promotional communications at any time by clicking on the unsubscribe link in the emails that we send, or by contacting us using the details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below. You will then be removed from the marketing lists. However, we may still communicate with you — for example, to send you service-related messages that are necessary for the administration and use of your account, to respond to service requests, or for other nonmarketing purposes
If you have questions or comments about your privacy rights, you may email us at info@loanz360.com.
This Privacy Policy applies only to the Services. The Services may contain links to other websites not operated or controlled by. We are not responsible for the content, accuracy, or opinions expressed in such websites, and such websites are not investigated, monitored, or checked for accuracy or completeness by us. Please remember that when you use a link to go from the Services to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on our platform, is subject to that website's own rules and policies. Such third parties may use their cookies or other methods to collect information about you.
We do not use "Cookies" on our website.
We use remarketing services. What Is Remarketing? In digital marketing, remarketing (or retargeting) is the practice of serving ads across the internet to people who have already visited your website. It allows your company to seem like they're "following" people around the internet by serving ads on the websites and platforms they use most.
In Short: We do not knowingly collect data from or market to children under 13 years of age.
We do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and You are aware that your child has provided us with Personal Data, please contact Us. If We become aware that we have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from our servers.
In Short: Yes, we will update this notice to stay compliant with relevant laws.
We may update this privacy notice from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.
If you have questions or comments about this notice, you may contact our Data Protection Officer (DPO) by email at info@loanz360.com.
Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it. To request to review, update, or delete your personal information, please submit a request form by clicking here.
However, you should be aware that it is not technologically possible to remove every record of the information you have provided to us from our system. The need to back up our systems to protect information from inadvertent loss means that a copy of your information may exist in a non-erasable form that will be difficult or impossible for us to locate.
Promptly after receiving your request, all personal information stored in databases we actively use, and other readily searchable media will be updated, corrected, changed, or deleted, as appropriate, as soon as and to the extent reasonably and technically practicable.
Don't hesitate to contact us if you have any questions.
Via Email: info@loanz360.com
Via Phone Number: +91 9821488489
Via this Link: http://loanz360.com/contact-us/