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Guides and news on borrowing in India, from the LOANZ 360 team.

RBI raises the repo rate to 5.50 per cent: what it means for your loan

12 Nov 2026

The Monetary Policy Committee raised the repo rate by 25 basis points to 5.50 per cent on 7 October 2026. Here is what that can mean for repo-linked loans.

Read: RBI raises the repo rate to 5.50 per cent: what it means for your loan

RBI gold and silver loan rules 2025: what borrowers should know

12 Nov 2026

The RBI's Lending Against Gold and Silver Collateral Directions, 2025 cover valuation, loan-to-value limits, return of your gold and auctions. A guide for borrowers.

Read: RBI gold and silver loan rules 2025: what borrowers should know

RBI Digital Lending Directions, 2025: what it means for borrowers

12 Nov 2026

The RBI's Digital Lending Directions, 2025 bring together its rules on digital loans. See what they mean when you borrow through an app or a loan platform.

Read: RBI Digital Lending Directions, 2025: what it means for borrowers

DPDP Rules 2025: what the phased start means for your loan data

12 Nov 2026

The Digital Personal Data Protection Rules, 2025 were notified on 14 November 2025 and start in phases. Here is what they mean for the data you share with lenders.

Read: DPDP Rules 2025: what the phased start means for your loan data

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